780 – 850 = Best Rates

760 – 779 = Phenomenal Rates

740 – 759 = Amazing Rates

720 – 739 = Excellent Rates

700 – 719 = Great Rates

680 – 699 = Good Rates

660 – 679 = Average Rates

640 – 659 = Fair Rates

620 – 639 = Marginal Rates

350 – 619 = Typically Do Not Qualify for Traditional Lending