Our Process
Our Process
Step 1
Step 1 Timeline: 3 - 27 minutes
Pre-Approval
- Quick Meet & Greet Conversation
- Explore your Loan Options
- No Documents or Credit Inquiry Necessary!
Next Steps Before Step 2
- Complete your Online Profile
- Provide your Supporting Documents
- Pay Stubs + W-2's + IRS Returns
- Asset Statements
- Valid ID
Step 2
Step 2 Timeline: 4 - 48 minutes
Loan Commitment
- Analyze your Profile & Supporting Documents
- Confirm your available Loan Options
- Get your Pin code
Next Steps Before Step 3
- Shop for Homeowners Insurance
- Choose a Local Realtor
- Visit our office & meet your Blink Team
Always 3+ Options
Low Rate Low Cost Blended
Step 3
Step 3 Timeline: Instantly - TBD
House Shopping
- Receive Weekly Updates
- Follow our Home Buying Do's & Don't's
- Ask a lot of qeustions - hint Think Escrows + PMI
Next Steps Before Step 4
- Find your new home
- Sign the Purchase Contract, Open Title & schedule your Home Inspection
- Meet your Loan Processor
Step 4
Step 4 Timeline: 12 - 24 days
Underwrting
- Execute your Loan Compliance Documents
- Analyze & Approve Verifications
- Apprasial, Title, Survey & Insurance
- Update & Finalize Information
Next Steps Before Step 5
- Confirm final amount to close
- Schedule day & time of closing
- Have your Final Walk Through
Step 5
Step 5 Timeline: 26 - 49 minutes
Funding
- Celebrate Final (Loan) Approval
- Send wire or cashiers check to the Title Company
- Sign the final documents & get your new keys!
Next Steps After Step 5
- Move in & have a BIG party
- Get updates & call with questions
- Consider leaving us a review
