It depends on the loan type and/or program along with the down payment.

The minimum credit score required for a

• Conventional loan is 620 with 20% down payment
• FHA loan is 580 with a 5% down payment, 3.5% if credit score is >620
• VA loan is 580 with 0% down payment

Kindly note that these are minimum credit score requirements and not the credit scores that offer the best interest rates.