Imagine if there were no limits to your real estate investment goals—where securing financing wasn’t tied to your personal income, and every opportunity was within your reach. What if you didn’t need to double-check with your loan officer before filing taxes, freeing you to take full advantage of your real estate’s tax benefits? For many real estate investors, traditional Conventional loans make it hard to grow. Why? Because they tie approval to personal income, putting a cap on how many
Real Estate Investing
Don’t Cosign With Your Spouse On Your Home Loans
Did you know that co-signing home loans with your spouse could be holding your real estate portfolio back? It’s a common mistake that many investors make without realizing the limitations it creates. The good news? You can avoid this pitfall and unlock double the borrowing power for you and your spouse—giving you access to 20 financed properties instead of just 10. Here’s the secret to maximizing your real estate portfolio without extra headaches, all with the help of Fannie Mae financing,
No Income Verification Loans: Buying or Refinancing Investment Property
Have you been denied at a bank or another mortgage company for not fitting within the debt to income ratio to qualify for a loan? No need to look any further as we at Blink Lending have an Investment Home Loan. There are three items to turn in initially with the file, which are 2 Months of Banks Statements, ID, and the Purchase Contract (this would be for a purchase loan). At that point all we would need to do is order an appraisal with a rental income projection the appraiser puts together.
How Soon Can You Do a Cash Out Refinance After Buying a Home?
Question 2) Am I able to do a cash out refinance after 6 months similar to how I normally complete my transactions? Short answer, absolutely! Smart investment answer, why would you? When purchasing an investment property (aka investment purchase loan) you can put as little as 15% down allowing you to financing up to 85% Loan To Value (LTV). When refinancing an investment property without cashing out (aka no cash out refinance loan) and to only lower your current term
Investment Property: Minimum Down Payment Requirements
Question 1) What is the minimum down payment requirement as a percentage for Conventional investment financing and how much should I expect to pay in closing costs when purchasing a $150,000 investment property? Conventional financing allows real estate investors to put as little as 15% down when purchasing an investment property. I am personally not a fan of the 15% down payment option and much prefer the 20% down payment options, although 15% down allows me to save 5%. I have found
Private Mortgage Notes vs. Stocks: Which is a Better Investment?
Private Lending vs Stocks Down to the Basics: What is Private Lending and why people invest in this?Purchasing Real Estate notes; earning Passive income without being an landlordWhat is the Stock Market and why people invest in this?Buying a small piece of a company within US or World EconomyMultiple platforms to use with all having different ways to research companies; easy to get startedCyclical, earnings based on choosing the right stockEveryone knows the Stock Market as if you are
