I am often asked “how can I increase my credit scores” the answer is not simple.  There are a few things to know about credit, first is that your credit score is a predictor of your future spending habits.  Secondly credit is not a point system it is an algorithm meaning you do not get points for payments and paying off credit cards and other seemingly positive factors of good credit also you don’t get minus set points for collections or missing payments(although both of those actions

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There are a lot of questions surrounding improving credit scores, and if you’re looking for a simple answer to how to increase your credit score, there isn’t one. There are so many factors involved with increasing your credit score. There are a few things to know about credit. First is that your credit score is a predictor of your future spending habits. Secondly credit is not a point system, but rather an algorithm meaning you do not get points for payments and paying off credit cards and

Read More

There are a lot of questions surrounding improving credit scores, and if you’re looking for a simple answer to how to increase your credit score, there isn’t one. There are so many factors involved with increasing your credit score. There are a few things to know about credit. First is that your credit score is a predictor of your future spending habits. Secondly credit is not a point system, but rather an algorithm meaning you do not get points for payments and paying off credit cards and

Read More

There are a lot of questions surrounding improving credit scores, and if you’re looking for a simple answer to how to increase your credit score, there isn’t one. There are so many factors involved with increasing your credit score. There are a few things to know about credit. First is that your credit score is a predictor of your future spending habits. Secondly credit is not a point system, but rather an algorithm meaning you do not get points for payments and paying off credit cards and

Read More