The 5 Fast Ways To Improve Your
Credit Score
Our recommendation is to avoid Credit Repair, feel free to ask us why.
Pay down your current balances
Increase your current Credit Limits
Dispute Inaccurate Information
Consolidate Debt
Re-open closed accounts
What Credit Score
Gets Me The Best Interest Rate?
Why Do Mortgage Lenders Pull 3 Credit Reports?
Mortgage Lenders will utilize a Tri-Merge Credit Report and obtain your credit information from three separate Credit Bereaus, Experian. Trans Union and Equifax. As what may report to no one Credit Bureau may not to another and by doing so, it provides them a full and accurate representation of your Credit Report(s). The middle of your 3 Credit Scores will be used to determine your interest rate, not the average of the three. For example, if your three Credit Scores are 796, 741, and 737, your 741 Credit Score alone would determine your interest rate.
