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BPMI vs LPMI

December 16, 2020

What Is The Difference Between Borrower Paid Private Mortgage Insurance (BPMI) and Lender Paid Private Mortgage Insurance (LPMI)? What is Private Mortgage Insurance? Private mortgage insurance (PMI) is a type of insurance that a borrower might be required to buy as a condition of a conventional mortgage loan. Most Approval Departments require

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Interest Rate vs, APR

December 15, 2020

What is an Interest Rate? An interest rate is the price of money, and a home mortgage interest rate is the price of money loaned against the security of a specific home. The interest rate is used to calculate the interest payment the borrower owes the lender.The rates quoted by lenders are annual rates. On most home mortgages, the interest

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How And Why To Create An LLC In Texas

December 14, 2020

There are many reasons and benefits to create an LLC, which stands for Limited Liability Company. Creating a limited liability company comes with important tax benefits and limited personal liability, which is attractive to so many businessmen and women. In fact, most people don’t know that it’s a pretty simple process to submit for an LLC in

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Borrowing Private Money at “Net Zero Interest”?

December 14, 2020

What does “Net Zero” mean? In most everyday applications of this term, it is within a discussion about greenhouse gasses, and the push towards achieving a perfectly even balance between emissions produced and emissions taken out of the atmosphere. Some would say achieving Net Zero is the goal towards achieving a healthy atmosphere and stable

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The Draw Process

December 14, 2020

The Draw Process, the single most important factor associated with your real-estate investment. Your first thought is probably interest rate or maybe even lender fees, right? What about term of the loan? While these items are particularly important and can make or break a deal, they are all negotiated prior to the loan closing and the lender

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Why Aren’t You Taking Advantage Of These Historically Low Interest Rates?

December 11, 2020

We are currently seeing historically low interest rates, but there are still some homeowners out there who aren’t interested in refinancing and taking advantage of these low rates. Why wouldn’t you decrease your interest rate instead of settling for 4.25%? For some, this might sound strange. Million of Americans have looked to refinance existing

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Recent Posts

  • Flex Term vs Regularly Scheduled Terms January 4, 2021
  • Discount Points And Is It A Good Idea To Buy Down Your Interest Rate? January 4, 2021
  • REFI HACK 101: Paying Property Taxes Within your Refinance – Keep Cash in Your Pocket December 31, 2020
  • Credit – Income – Assets (C.I.A) December 31, 2020
  • What Is Title Insurance And Why Should You Have It? December 31, 2020

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