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Archives for December 2020

REFI HACK 101: Paying Property Taxes Within your Refinance – Keep Cash in Your Pocket

December 31, 2020

Given how 2020 has gone for much of the country, many people may be feeling the stress of tighter finances than ever before. With that in mind, refinancing your home may be exactly the answer to some of your biggest worries right now, like “how am I going to get through the holidays and pay my property taxes”? Owning a home is not only the

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Credit – Income – Assets (C.I.A)

December 31, 2020

As a lender, you might be wondering what basics we look for with each client who is hoping to get pre-qualified. Below is a basic version to give you an idea of what we are looking for, and a handy acronym (CIA) to help you remember it: Credit (C) – The first part are your Credit Scores, which are and always will be important for home ownership

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What Is Title Insurance And Why Should You Have It?

December 31, 2020

Title insurance protects the insured from a financial loss related to the ownership of a property. There are two policies involved in a home loan closing. The first is the lender’s policy, which is required, and the second is the owner’s policy. Both are a one-time, upfront cost that will be included on the settlement statement to be

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Completing The BRRRR Strategy, What To Expect On The Refinance

December 30, 2020

If you have been following my blog series, you know we’ve already discussed a multitude of various items in term of lending and what it looks like. Most recently we laid out a case study breaking down how the right asset-based loan can work and enhance your ability to buy and renovate your investment property. “Hard Money vs Private Money” walked

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Hard Money vs Private Money and How It Works

December 30, 2020

Hello again fellowinvestors! With the explosion of the “Asset Based Lending,” there is so much built around the theory of using other people’s money to invest. This process can be applied to Fix and Flips or Buy and Holds. You will want want to have your planned exit strategy in place prior to embarking on a specific property, or loan options.

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How To Apply For An EIN

December 18, 2020

You have created your LLC, now what? Now it’s time to apply for an EIN. What is an EIN? EIN stands for Employer Identification Number and is a 9-digit number specifically used to determine identification. It is also used for tax purposes. How To Apply for an EIN? First, you’ll want to visit the IRS website for EINs. It is broken down

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Recent Posts

  • Flex Term vs Regularly Scheduled Terms January 4, 2021
  • Discount Points And Is It A Good Idea To Buy Down Your Interest Rate? January 4, 2021
  • REFI HACK 101: Paying Property Taxes Within your Refinance – Keep Cash in Your Pocket December 31, 2020
  • Credit – Income – Assets (C.I.A) December 31, 2020
  • What Is Title Insurance And Why Should You Have It? December 31, 2020

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